Protection of wealth, especially money is your prime concern in the unsafe world today. You may like to open a Cuentas Bancarias with the aim or protecting your hard earned money and at the same time make a safe investment by earning some interests on it. Basically the Bank account is a complete record of the transactions that takes place with the customer on one hand and the Bank on the other. The account also reflects the status of your account at the end of the transactions every day.
Your Cuenta Bancaria may indicate a position where your balance is on the higher side. Conversely it may also show a negative balance where your liabilities outgrow the assets. The positive balance is called a credit balance while the negative one is called a negative balance. You have a loan account when you may have deposits with the aim of having debit balance.
It does not mean whichever account you hold that would fit in to the above two definitions. Sometimes you may Abrir Cuenta Bancaria that would be such accounts that they might be dealing with a huge amount of transactions. Such transactions might offer both credit and debit facilities to you. These types of accounts may be called checking or current accounts. These accounts are known with different names in different countries. Since you have the facilities of drawing money on demand from these accounts, they are also named as demand deposit accounts.